Cost reduction strategy at bajaj fin

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Arnab Nandi: Got it and just final question so now that you have housing finance subsidiary and most of them have some split of mortgage with the developer, there is a lot of concern out there with prospective contingent to developers and funding, how are you viewing the mix in that business between…? It is now down to Rs crore. Rajeev Jain: Gaurav I must just make an important point that in general because this is a financial market event rather than a credit event or a mark or broader economic event, we do not see difference between behavioralized and structural. Read more on Bajaj Finance Ltd. So the headroom for growth for us as a company remains reasonably solid from a medium-term standpoint.

  • ET Why NBFC Bajaj Finance is on the road to a scorching pace of growth The Economic Times
  • Bajaj Finance & Bajaj Finserv Q4 review – Stellar performance prefer the former
  • Transcript Bajaj Finance Limited Q2 FY Earnings Conference Call

  • ET Why NBFC Bajaj Finance is on the road to a scorching pace of growth The Economic Times

    Bajaj Finance's stock gains have accelerated more recently, with its 36 per cent The company has been helped by its strategy of diversifying into with dealers has helped the company bring down its operating expenses. Bajaj Finance has been one of the fastest growing NBFCs over the last few years.

    images cost reduction strategy at bajaj fin

    Untilthe company's strategy was to focus on captive lending, to stimulate sales by offering them a discount to reduce interest cost. We are staying focussed on our strategy and continue to execute it, says Net- net we should be able to deliver a % balance sheet growth: Rajeev Jain, Bajaj Finance Every major category in India has slowed down -- be it autos, our cost of funds have increased by 10 bps in the full value sheet.
    Rajeev Jain: Regulatory risk I am reading and listening to the same Television, as you are reading.

    Non-banks will not be impacted by it all because they all lend between 36 to 42 months tenure which means average tenure 20 or 24 months, which means generate natural liquidity. We remain very comfortable with a credit profile across all these businesses, but just at a transient level for a quarter or so we may slowdown, the bottom line I talked about to you from the mids to may be mid 20s or late 20s and remain — so while remaining open for business ensure that do not do lumpy business for a quarter or so.

    images cost reduction strategy at bajaj fin

    I first want to articulate that you have to look at asset maturity and then look at liability maturity. One of the conversations that is happening is about what happens to margins given we are headed towards the higher interest rate.

    We will consume what we are comfortable with.

    images cost reduction strategy at bajaj fin
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    In the interest of slide 32, that is, customer franchise, I realize it is not topical at this point in time to talk about it, but we added 1.

    The two highlighted areas essentially represent what anybody looks at, which is 1-month maturities and 6 months to 1-year maturities. Important point to look at is color coding. IMF sees dangers from trade tensions, overvalued dollar.

    Bajaj Finance & Bajaj Finserv Q4 review – Stellar performance prefer the former

    In fact, if you look at it in that context, you actually see that in the last six months, our cost of funds have increased by 10 bps in the full value sheet. Please note that this conference is being recorded. First 15 days, I would say it is headed towards a reasonably good season at this point in time.

    There are several strategies that you can adopt in order to reduce your home loan EMI.

    However, work out the costs of prepayment of the loan with the current. To get a card you must buy something on loan from bajaj Finserve side, Increase portfolio value by 34% in 20 years by saving on broker commissions.

    images cost reduction strategy at bajaj fin

    this has no cost EMI on bajaj Finserve EMI card option available. crore subordinated debentures programme of Bajaj Finance Limited (BFL).

    penalty to reduce balance takeovers, should help in improving profitability in the segment. Owing to the strategic role of BFL, ICRA expects support should be forthcoming for provided the company is able to keep its credit costs under control.
    We remain confident and we deal with consumers in general.

    Video: Cost reduction strategy at bajaj fin Bajaj Finance Personal Loan kaise le - Eligibility, Documents, Fee and Charges All Details in Hindi

    Fill in your details: Will be displayed Will not be displayed Will be displayed. It has been contributed by the top two lines which are Opex to NIM and fee income to PBT as we invest out in building our stronger business model. So, I will tell you the trends are very positive, again I just mentioned that fundamentally look we are seeing reasonably strong momentum from a discretionary spending standpoint in the first 15 days of the season, we have a very strong momentum on e-commerce platform and we have very strong momentum at this point in time in offline.

    Transcript Bajaj Finance Limited Q2 FY Earnings Conference Call

    Our internal assessment showed the market was overheated.

    images cost reduction strategy at bajaj fin
    Cost reduction strategy at bajaj fin
    We will not be qualified as an industrial house is what my assessment is by March We exited construction equipment and infrastructure financing and did so without any loss.

    Video: Cost reduction strategy at bajaj fin BAJAJ FINANCE SHARE NEWS - BAJAJ FINSERV SHARE NEWS - भयंकर गिरावट

    In the loan against property segment, macro was not weak a year ago but micro was weak. Manish Ostwal: Lastly Sir small data point what is the marginal cost of fund for the company? Digant Haria: Okay thanks and my last question is that in case of a typical electronic offline store in Mumbai something like Vijay Sales or Croma if they are selling different SKUs how many products would we be the financial for out of thosejust a person which I do not need any specific numbers or…?